Cookies

Cookies are not used by our website to keep track of your online activities. But Google Analytics is what we utilise to monitor and analyse website traffic. Cookies are little text files that are stored on your computer and by Google Analytics. You can access Google’s privacy statement at www.google.com/privacypolicy.html.

We employ the use of cookies. By accessing spunkads.com, you agreed to use cookies in agreement with the Digital Web Analytics and Optimization’s Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

Personal Information

We ask for your email address and phone number if you prefer to contact us by email (optional). This information will only be used to respond to your inquiry and to send you any business-related information we deem relevant or beneficial. We don’t give out either personal information or contact information to outside parties. The only situation in which this wouldn’t apply is if we were obliged by law to provide information.

Your Rights

You have the right to seek information about any data we may have on you at any time. Before we reveal this information, we may need you to prove your identity. You can ask us not to use your personal information for marketing reasons by using our contact us form. You can request that we delete all your information from our database using the same procedure.

These terms and conditions outline the rules and regulations for the use of Digital Web Analytics and Optimization’s Website, located at https://spunkads.com/.

By accessing this website we assume you accept these terms and conditions. Do not continue to use spunkads.com if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of in. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

License

Unless otherwise stated, Digital Web Analytics and Optimization and/or its licensors own the intellectual property rights for all material on spunkads.com. All intellectual property rights are reserved. You may access this from spunkads.com for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Republish material from spunkads.com
• Sell, rent or sub-license material from spunkads.com
• Reproduce, duplicate or copy material from spunkads.com
• Redistribute content from spunkads.com

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Digital Web Analytics and Optimization does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Digital Web Analytics and Optimization,its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, Digital Web Analytics and Optimization shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

Digital Web Analytics and Optimization reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

• You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
• The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
• The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
• The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
• You hereby grant Digital Web Analytics and Optimization a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

• Government agencies;
• Search engines;
• News organizations;
• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
  System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.
  These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.
• We may consider and approve other link requests from the following types of organizations:
• commonly-known consumer and/or business information sources;
• dot.com community sites;
• associations or other groups representing charities;
• online directory distributors;
• internet portals;
• accounting, law and consulting firms; and
• educational institutions and trade associations.
• We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Digital Web Analytics and Optimization; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Digital Web Analytics and Optimization. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

• By use of our corporate name; or
• By use of the uniform resource locator being linked to; or
• By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.
• No use of Digital Web Analytics and Optimization’s logo or other artwork will be allowed for linking absent a trademark license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.
• The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer,
• including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

• We possess programmatic access to your Google Analytics and Google Tag Manager accounts through Access Token and Refresh Token. Google classifies our access into two services, subject to your provided consent:
• See and Download Your Google Analytics Data:

Description: Our application seeks permission to:

• Access your reporting data, including all dimensions and metrics about your site or app.
• Understand how your site or app data is organized, processed, and integrated with other Google services.
• Note: Your Google Analytics reports may contain sensitive information, such as performance metrics or revenue data.
• For any queries, please contact hr@spunkads.com

Accessing User Data via Google: Explained and Managed

Accessing User Data via Access Token and Refresh Token:

• We possess programmatic access to your Google Analytics and Google Tag Manager accounts through Access Token and Refresh Token. Google classifies our access into two services, subject to your provided consent:
• See and Download Your Google Analytics Data:
• Description: Our application seeks permission to:
• Access your reporting data, including all dimensions and metrics about your site or app.
• Understand how your site or app data is organized, processed, and integrated with other Google services.
• Note: Your Google Analytics reports may contain sensitive information, such as performance metrics or revenue data.
• For any queries, please contact hr@spunkads.com.

Will Your Information Be Shared?

• Consent: We process your data with your specific consent for a defined purpose.
• Legitimate Interests: Data is processed to achieve our legitimate business interests.
• Performance of a Contract: If we have a contract with you, we process information to fulfill its terms.
• Legal Obligations: Your information may be disclosed to comply with applicable law or legal processes.
• Vital Interests: Information may be disclosed in situations involving potential threats, fraud, or illegal activities.
• Specific Situations:
• a) Business Transfers: Information may be shared during business transfers.
• b) Affiliates: Information may be shared with affiliates.
• c) Business Partners: Information may be shared with business partners.
• For inquiries, please contact hr@spunkads.com

Google API Services User Data Policy

At Spunkads we value transparency and are committed to protecting the privacy and data security of our users. This policy outlines how user data is handled and managed in conjunction with Google API Services.

• Data Collection and Usage:

We utilize Google API Services to enhance the functionality and features of our applications. The data collected through these services is used solely for the purpose of improving user experience and providing personalized content. We do not use this data for any unauthorized or malicious activities.

• User Consent:

Before accessing or utilizing Google API Services, we seek explicit consent from our users. This consent ensures that users are informed about the data we collect, the purposes for which it is used, and any third-party interactions involved. Users have the option to grant or deny access to their data.

• Types of Data Collected:

The data collected through Google API Services may include, but is not limited to, user preferences, usage patterns, and device information. We do not collect any sensitive or personally identifiable information without explicit user consent.

• Security Measures:

We prioritize the security of user data. Our systems are equipped with robust security measures to prevent unauthorized access, disclosure, alteration, or destruction of the data collected through Google API Services.

• Compliance with Google API Services User Data Policy:

We strictly adhere to Google’s API Services User Data Policy ( https://developers.google.com/terms/api-services-user-data-policy ) , which outlines the guidelines and requirements for handling user data. Our commitment to compliance ensures that user information is treated with the utmost care and in accordance with industry standards.

• Data Sharing and Third-Party Access:

We do not share user data collected through Google API Services with third parties unless explicitly authorized by the user. Any third-party access is limited to the extent necessary to provide our services and is in compliance with Google’s policies.

• User Control:

Users have the right to manage their data preferences and revoke access to Google API Services at any time. We provide clear and accessible options for users to review, modify, or delete their data.

• Updates to the Policy:

This policy may be updated periodically to reflect changes in our practices or in response to updates from Google. Users will be notified of any significant changes.

• Contact Information:

For any inquiries, concerns, or requests related to this policy or the handling of user data, please contact our Data Protection Officer at DPO Email Address : hr@spunkads.com
By using our services and granting access to Google API Services, users acknowledge and agree to the terms outlined in this policy.

When browsing our website, you may come upon links to third parties’ websites. All these links are given to you only as a reference. You click them on your own will. We do not manage those websites; therefore, we cannot be held accountable for their content, privacy policy, terms and practices as their management is beyond our responsibility and control.

6. Marketing Practices

By accessing our website, you acknowledge that you know about our marketing practices and agree with them. You have nothing against receiving advertisements, newsletters, marketing messages and other promotional materials from us.

Our third-party partners may also send you their marketing messages using all the contacts you’ve provided us with.

When you start using our website, you acknowledge that you are aware of our marketing practices and that you agree to receive such kind of messages from us and our third-party partners. In case you don’t want to receive marketing messages from us, we give you an option to opt-out. Nevertheless, if you want to opt-out from third parties’ messages, you should contact them directly with this request.

Please note, that we are not responsible for marketing practices of third parties as we do not control them.

7. How We Protect Your Information

To keep your personal information safe, we use safeguards and advanced security systems that correspond to the US law requirements regarding this matter. Only authorized personnel can access your data. They may do so only for business purposes allowed by the current US legislation.

Despite our best efforts, we cannot guarantee total safety of your data. This is impossible due to the fact that we are not able to control law violators.

8. Notice for Foreigners

We render our services exclusively to employed residents of the United States. If you are a foreigner, don’t access our website.

9. Notice for Minors

We render our services exclusively to people over 18 years old. If you are a minor, don’t access our website.

As seen above, we do not deliberately collect data from children. If you are a parent or a legal guardian of a child that accessed our website, please, inform us about the incident using our contacts.

10. Privacy Policy Changes

We reserve the right to revise, modify, update this Privacy Policy when we find appropriate to do so. We can revise, modify, update the Privacy Policy without notice. For this reason we encourage you to reread this section from time to time. If you keep accessing our website after we’ve changed the Privacy Policy, then it will mean that you agree with the changes.

11. Your Rights Under the CCPA

11.1 General Information. If you are a California Resident, you are entitled to additional rights over your personal information under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws. This section summaries the categories of information we collect about you, why the information is collected, who we share your information with, and for what reason that information is shared.

11.1

Category of Information

Identifiers

Examples

Name, internet protocol address, email address, or other similar identifiers

Source of Information

Consumer, third-party data providers, marketing partners, and advertising partners

Purpose of Collection

For us to provide services, market to you, analyze your use, conduct research, maintain security of our systems and operations, and to meet our legal compliance requirements

Who Do We Share With

Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, web analytics providers, service providers, vendors, customer support providers, data processing providers, law enforcement, government authorities, parties that legally compel us to share your information

11.2

Right to Know. As a California resident, you have the right to know (i) the categories of personal information we collected about you in the preceding 12 months; (ii) the sources from which the personal information was collected; (iii) the business or commercial purpose for which it collected or sold the personal information; and (iv) the categories of third parties with which the business shares personal information.

Additional Privacy Rights. You also have the right (i) to request that we tell you what specific information we have about you; (ii) to request that we delete your information; (iii) to opt-out of having your information sold; and (iv) for us not to discrimination against you for exercising these privacy rights. Please note that you may only make a CCPA-related request twice within a 12-month period.

Right to Non-Discrimination. We will not discriminate against you for exercising any of your CCPA rights. Unless otherwise permitted by the CCPA, we will not (i) deny you goods or services; or (ii) provide you a different level or quality of good or service.

Alternative Format of CCPA Notice. If you have a disability that prevents or limits your ability to access this CCPA Notice, please email us at hr@spunkads.com. We will work with you to provide this notice in an alternative format.

Authorized Agent. California residents can empower an “authorized agent” to submit requests on their behalf. We will require the authorized agent to have a written authorization confirming that authority.

How to Submit Your Request for Specific Information. You can request access to specific information we have about you by sending an email with the Subject Line “CCPA Right to Know” to hr@spunkads.com or you can make your request for information here. In your request, please provide us with enough information to identify you, including (i) your full name; (ii) physical address; (iii) phone number; (iv) email address; (v) proof of your identity (e.g. driver’s license or passport); and (vi) a description of what right you want to exercise. Once your request is submitted, we will reach out to you within the timeframe required by law to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.

How to Exercise Your Right to Delete Information. You can request the categories of information we have on file or deletion of information available on our request form available here. You may also submit this request by sending an email with the Subject Line “CCPA Right to Request or Delete Information” to hr@spunkads.com. In your request, please provide us with enough information to identify you, including (i) your full name; (ii) physical address; (iii) phone number; (iv) email address; (v) proof of your identity (e.g. driver’s license or passport); and (vi) a description of what right you want to exercise. Once your request is submitted, we will reach out to you within the timeframe required by law to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.

How to Exercise Your Right to Opt-Out of Sale of Your Information. Under the CCPA, if you are 16 years of age or older, you have the right to direct us not to sell your personal information at any time. You may submit your request through the URL provided below. You may also submit this request by sending an email with the Subject Line “CCPA Do Not Sell My Information” to hr@spunkads.com. In your request, please provide us with enough information to identify you, including (i) your full name; (ii) physical address; (iii) phone number; (iv) email address; (v) proof of your identity (e.g. driver’s license or passport); and (vi) a description of what right you want to exercise. Once your request is submitted, we will reach out to you within the timeframe required by law to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.

DO NOT SELL MY PERSONAL INFORMATION

However, if you opt-out, please note that we will be unable to help you find a loan or other product or services that may be of interest to you through our Network Partners. In order to opt-in, please submit the completed form or resubmit your request, which lets us know that you want to sell your information to deliver the products and services you requested.

12. California Disclosures

California Law requires us to provide certain disclosures to users of this Website. Shine the Light Disclosure. Civil Code Section 1798.83 permits California residents that use this Website to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us at hr@spunkads.com. Please note that this section does not prohibit disclosure made for non-marketing purposes. Do Not Track Disclosures. Business and Professions Code Section 22575(b) requires websites to disclose their practices with respect to the use of tracking technology made by third parties and whether this Website honors web browser do-not-track signals. No third parties are able to collect personally identifiable information you provide on this Website. At this time, www.spunkads.com does not respond to do-not-track browser settings or signals.

13. How You Can Contact Us

If there is something you would like to discuss with us, please, send us a message via our contact form or email us at hr@spunkads.com .